HomeCommercial LoansMultifamily Loans

Multifamily Loans

SBA, Multifamily & Hospitality Financing

Multifamily and Apartment Loans

Apartment buildings and multi-unit property can be a strong path to building wealth, but the financing is its own world. Kelly Dutton helps investors arrange purchase and refinance loans for multifamily property across Phoenix and Maricopa County.

What Kelly Finances

  • Apartment buildings, from small to large
  • Multi-unit residential investment property
  • Purchase, refinance, and cash-out refinance
  • Value-add and stabilized deals

What Lenders Look At

Multifamily lenders care about the property’s income, the rent roll, occupancy, and your experience as an investor. Kelly helps you present these clearly so lenders can move with confidence.

How Kelly Helps

She matches your deal to lenders who actively fund multifamily property, then helps you compare rate, term, and structure so you can choose what works for your strategy.

How many units count as multifamily?

Generally five or more units is treated as commercial multifamily. Smaller properties may have other options.

Can I refinance to pull out equity?

Cash-out refinance is possible on many multifamily deals, depending on value and income.

Do you work with first-time investors?

Yes. Kelly will tell you up front what lenders will want to see.

Related Programs